Nearly half of all Americans will outlive their assets, dying with practically no money at all. Even more worrisome, that’s true even among households that met the traditional standards for secure retirement income. … The results can be measured in more than merely dollars and cents. [MIT Economist James] Poterba’s paper found that this group is “disproportionately in poor health,” in part because they have no resources to cover medical expenses outside Medicare. Most shocking, many of these households were considered to have entered retirement in good financial shape; they didn’t count on outliving their plans (Michael Hiltzik, 7/16).