As American workers prepare for the first open enrollment season of the Obamacare era, hints are surfacing about what awaits them – higher deductibles, more incentives for staying well and premium hikes that continue to out-strip wages, albeit by more moderate amounts than in the past. For coverage in 2014, the first year in which key parts of the Affordable Care Act’s healthcare reforms take effect, premium increases will be about 5 percent, according to two studies (Pinsker, 8/21).

Source: New studies indicate the law’s first year will be marked by slightly higher costs, more wellness incentives