The success of the Affordable Care Act’s online marketplaces may depend on people like [26-year-old] Lizzie Bunnen. If healthy adults her age don’t sign up, the risk is that predominantly older and sicker members will drive up costs and threaten the portals’ future. With the Dec. 23 deadline approaching for January coverage, and at the end of March for all 2014 enrollment, the clock is ticking on what many believe is one of the health law’s biggest challenges. …read more

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