Kaiser Health News staff writer Jay Hancock, working in collaboration with USA Today, reports: “Congratulations. You bought insurance through one of the online Affordable Care Act exchanges, possibly after days or weeks of trying to get the site to work. Don’t relax. Joining the plan is only the first challenge. Now you have to understand it. Policies sold through the online portals — to more than 3 million people so far — cover essential benefits and put a cap on your out-of-pocket medical costs. But you need to follow the rules” (Hancock, 2/17). …read more

